Academic Position

  • Economist, International Economics Team, Economic Research Institute, Bank of Korea, 2020 - Present


  • University of Miami, Ph.D. in Economics, 2020 (Advisor: David Kelly)
  • University of Miami, M.A. in Economics, 2016
  • Florida Atlantic University, M.S. in Financial Economics, 2015
  • University of Washington, B.A. in Political Economy, 2012
  • Korea University, Visiting Student, 2011

Research Interest

  • Financial Economics, Banking, Industrial Organization, Applied Economics, Economics of Sustainability

Working Papers

  • "Financial Liberalization: Effects on Information Acquisition and Bank Risk Taking"
  • "Screening Cost Heterogeneity: Evidence from the South Korean Banking Sector"

Work in Progress

  • "Is it Cheap or Costly: Evidence from the peer-to-peer Lending Industry" (with Charles Danso)
  • "Accounting for Sustainability: Greening the Welfare State" (with Ikchan An)
  • "Financial Liberalization and Bank Efficiencies in Emerging Market Economies" (with David Bernstein)

Refereed Publications

Last site update: 07. 01. 2020