Academic Position

  • Economist, International Economics Team, Economic Research Institute, Bank of Korea, 2020 - Present


  • University of Miami, Ph.D. in Economics, 2020 (Advisor: David Kelly)

  • University of Miami, M.A. in Economics, 2016

  • Florida Atlantic University, M.S. in Financial Economics, 2015

  • University of Washington, B.A. in Political Economy, 2012

  • Korea University, Visiting Student, 2011

Research Interest

  • Financial Economics, Banking, Economics of Sustainability, Applied Economics

Working Papers

  • "Financial Globalization: Effects on Banks' Information Acquisition and Credit Risk", BOK Working Paper No. 2021-03.

  • "Screening Cost Heterogeneity: Evidence from the South Korean Banking Sector"

Work in Progress

  • "Big Tech Banking and Financial Stability"

  • "Why do Banks Offer Lower Rates to Green Borrowers?” (with David Kelly)

  • “The Effects of Market size on Firms’ Entries and Exits” (with Jee Hoon Paik)

  • "Is it Cheap or Costly: Evidence from the peer-to-peer Lending Industry" (with Charles Danso)

Refereed Publications

Last site update: 03. 01. 2021